Field Guides
Surplus recovery, explained straight.
Operator-to-operator guides on Florida foreclosure surplus funds, what a real lead is, and how to get paid. Statute-grounded, no guru math.
Florida Foreclosure Surplus Funds, Explained Plainly (Ch. 45, sec. 45.032 and 45.033)
A plain, statute-grounded guide to Florida foreclosure surplus funds. Get the two clocks right: the owner's 1-year window (sec. 45.032) and the 60-day assignment filing deadline (sec. 45.033). For recovery operators.
Read the guideIs Surplus Funds Recovery a Scam? A Straight Answer You Can Send a Homeowner
Are surplus funds recovery companies a scam? Some are, most legit ones are not. Here are the real red flags, the Florida statutes that protect you, and the 12% rule.
Read the guideWhat a Surplus Lead Actually Is (and Why a County PDF Is Not One)
Learning how to find surplus funds leads starts with one truth: a county PDF is not a lead. Here is the manual chain from docket to dial, and what "call-ready" really means.
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